As wealth inequality widens, this gap underlines a shortfall in financial accessibility for vast segments of society. The need for a more inclusive monetary system is increasingly urgent. The government and financial institutions must play a pivotal role in bridging this divide. While financial inclusion remains crucial in addressing these systemic inequalities, it also serves … Read more

Broken pathways hinder economic opportunity in the United States. Career navigation is critical in addressing stagnant wages and inequality among low-wage workers. The issue disproportionately impacts women and people of color, who find themselves overrepresented in lower-paying roles. Despite decades of economic progress, the wage gap persists, posing significant challenges for these workers and the … Read more

In a significant move to bolster small businesses, the Biden-Harris Administration has announced a series of new federal initiatives. The moves promise critical support to small enterprises across the United States.  The initiatives, focusing on financial aid and accessibility, aim to strengthen the backbone of the American economy by empowering small businesses to navigate funding … Read more

America’s aging population faces a grim reality as Social Security trust funds teeter on the brink of depletion.  Fund reserves for Social Security and Medicare will be exhausted by 2034, posing challenges to maintaining benefits for current and future beneficiaries.  The situation presents a dire financial crisis for millions of retirees, as cuts to payments … Read more

As Baby Boomers approach their later years, transferring their wealth to younger generations is set to mark one of the most significant financial shifts in history. This unprecedented change is more than a transfer of assets. It represents a critical juncture for families grappling with the logistics and implications of wealth succession.  It raises crucial … Read more

SafeMoon, a name once synonymous with skyrocketing crypto gains, is now the center of a major scandal. U.S. authorities have charged the top executives with fraud. SafeMoon’s Downfall SafeMoon executives have been indicted for fraud. The company’s once high-flying token has plunged, causing concerns among crypto investors. Who’s Been Charged? Founder Kyle Nagy, CEO Braden … Read more

The classic goal of ending your work life at 65 with financial peace of mind is slipping away. Previous generations looked forward to winding down in their mid-sixties. Now, a growing number of workers find themselves compelled to stay in the labor force longer than they ever anticipated.  Mounting costs of living, dwindling savings, uncertain … Read more

Mama Say What?! is the new name for Thrifty Guardian. Textbroker is a great way to start out when you’re first looking to freelance as a ghostwriter or content developer. Generally, there’s a lot of freelance work out there, if you can find it. Many sites like Upwork, promise the concept of getting some side … Read more

Americans have become increasingly concerned about saving money, with over 12,800 citizens searching for monthly tips to hold onto their cash. Among them, Oregon is most concerned.  As part of their recent merger with Thrifty Guardian, news outlet Mama Say What?! conducted a study that indicates that money-saving searches are spiking in Oregon as of … Read more