Work-Life Balance: 17 Ways to Achieve Harmony in Your Career

Striking a balance between work and personal life is essential for overall well-being and happiness. Here are 17 practical ways to achieve harmony in your career and personal life: Set Boundaries  Establish clear boundaries between work and personal time. Define specific work hours and commit to unplugging from work-related tasks during non-work hours to focus … Read more

Climbing the Career Ladder: 15 Strategies for Professional Growth

Advancing your career requires more than hard work; it demands strategic planning, continuous learning, and effective networking. In this listicle, we’ll explore 15 proven strategies for professional growth that can help you climb the career ladder and achieve your goals. Set Clear Career Goals Setting clear career goals is the first step toward professional growth. … Read more

Banking on Equality: Financial Inclusion in a Divided Economy

As wealth inequality widens, this gap underlines a shortfall in financial accessibility for vast segments of society. The need for a more inclusive monetary system is increasingly urgent. The government and financial institutions must play a pivotal role in bridging this divide. While financial inclusion remains crucial in addressing these systemic inequalities, it also serves … Read more

Escape the Low-Wage Trap: Navigating Career Advancement in an AI-Driven World

Broken pathways hinder economic opportunity in the United States. Career navigation is critical in addressing stagnant wages and inequality among low-wage workers. The issue disproportionately impacts women and people of color, who find themselves overrepresented in lower-paying roles. Despite decades of economic progress, the wage gap persists, posing significant challenges for these workers and the … Read more

Revitalizing Main Street: Biden’s Small Business Strategy

In a significant move to bolster small businesses, the Biden-Harris Administration has announced a series of new federal initiatives. The moves promise critical support to small enterprises across the United States.  The initiatives, focusing on financial aid and accessibility, aim to strengthen the backbone of the American economy by empowering small businesses to navigate funding … Read more

The Retirement Crisis: Social Security’s Dwindling Funds Threaten Benefits

America’s aging population faces a grim reality as Social Security trust funds teeter on the brink of depletion.  Fund reserves for Social Security and Medicare will be exhausted by 2034, posing challenges to maintaining benefits for current and future beneficiaries.  The situation presents a dire financial crisis for millions of retirees, as cuts to payments … Read more

Preparing for Prosperity: Are Millennials Ready for Boomers’ Trillions?

As Baby Boomers approach their later years, transferring their wealth to younger generations is set to mark one of the most significant financial shifts in history. This unprecedented change is more than a transfer of assets. It represents a critical juncture for families grappling with the logistics and implications of wealth succession.  It raises crucial … Read more

SafeMoon Execs Face Charges in Major Crypto Scandal, Raising Concerns Among Investors

SafeMoon, a name once synonymous with skyrocketing crypto gains, is now the center of a major scandal. U.S. authorities have charged the top executives with fraud. SafeMoon’s Downfall SafeMoon executives have been indicted for fraud. The company’s once high-flying token has plunged, causing concerns among crypto investors. Who’s Been Charged? Founder Kyle Nagy, CEO Braden … Read more

Divorce After 50: Is Gray the New Black?

Long-term marriage vows were once seen as unbreakable, yet people over 50 are increasingly parting ways. This surge in ‘gray divorce’ presents challenges and implications extending well beyond the couple.  Grey divorce refers to the growing number of older couples, usually over 50, getting divorced. The term is becoming far more commonplace as the rate … Read more

Health Care Costs are Making America Sick

Rising healthcare costs and the burden of medical debt are not just straining personal finances; they are impacting health outcomes and quality of life. As many Americans grapple with these challenges, healthcare affordability is now a national crisis.  This alarming trend underscores a deepening problem for millions of citizens. Even those with insurance are not … Read more

Aging Americans Forced to Work Longer: Is 70 the New 65?

The classic goal of ending your work life at 65 with financial peace of mind is slipping away. Previous generations looked forward to winding down in their mid-sixties. Now, a growing number of workers find themselves compelled to stay in the labor force longer than they ever anticipated.  Mounting costs of living, dwindling savings, uncertain … Read more

The Domino Debt Effect: Crippling Student Loans Are Threatening Family Life and Long-Term Financial Freedom

The American dream, once painted with the promise of education and prosperity, is being overshadowed by a looming cloud of student loan debt.  This financial burden is not only altering the course of individual lives but is also reshaping family dynamics and the pursuit of financial independence.  The rise in student loan debt is a … Read more

How I Made $1,400 With Textbroker

How I Made $1,400 With Textbroker

Mama Say What?! is the new name for Thrifty Guardian. Textbroker is a great way to start out when you’re first looking to freelance as a ghostwriter or content developer. Generally, there’s a lot of freelance work out there, if you can find it. Many sites like Upwork, promise the concept of getting some side … Read more

Americans Seek Urgent Money-Saving Solutions Online as They Face More Economic Hardship

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Americans have become increasingly concerned about saving money, with over 12,800 citizens searching for monthly tips to hold onto their cash. Among them, Oregon is most concerned.  As part of their recent merger with Thrifty Guardian, news outlet Mama Say What?! conducted a study that indicates that money-saving searches are spiking in Oregon as of … Read more

Create the Perfect Morning Routine for You

First thing in the morning, do you reach for the snooze button or a cup of coffee? Do you want to become an early riser who wakes up at dawn feeling refreshed instead of waking up later in the morning feeling groggy? A morning routine is what you need! Morning routines aren’t only for hyperproductive … Read more

11 Unique Jobs That Pay Well

We all know that anesthesiologists, architects, dental hygienists, programmers, doctors, and lawyers are well-paid, but what are the other options? New jobs emerged quickly with the internet, globalization, and technology, making the world more connected. While many high-paying jobs require college degrees, some good jobs offer generous compensation and excellent career potential without a bachelor’s … Read more

How to Make Money With Paid Focus Groups

With rising prices across all sectors of society, many people are looking for alternative ways to make money. For some people, this means selling items they no longer need or completing short tasks through services like Mechanical Turk. For others, it is participating in paid focus groups. Companies spend thousands of dollars in exchange for … Read more

6 Best Ways To Make Money on Instagram

Every day you scroll through fantastic photos on Instagram. You’ve heard the stories of people getting paid to travel, being sponsored by brands, or making a living, and you want to be one of them. But how do you get started? How to make money on Instagram? And what does it take to succeed? Let’s … Read more

20 Fun and Festive Office Christmas Party Ideas

Christmas will be here before you know it, so it’s time to start thinking about your office Christmas party. Not sure where to start? We’ve got you covered! If you love throwing office parties during the holiday season, here are some fun and festive ideas. 1. Have an Ugly Sweater Contest Who doesn’t love wearing … Read more

The Highest Paying Jobs Without a Degree To Start Earning Without Student Debt

You’re very mistaken if you think you need a college degree from an ivy league university to make the big bucks. Plenty of jobs pay well and require no degree whatsoever. Many jobs require on-the-job training or certification rather than years of education (and student loan debt). They can provide financial stability and career advancement … Read more

Top 5 Opportunities To Write Meaningful Thank You Notes at Work

There are many opportunities to write thank-you notes at the workplace. While you should make an effort to say thank you whenever possible, there are several occasions where writing a thank-you message is worth the effort. Sharing your gratitude and appreciation can help you demonstrate your soft skills. Thank-you notes can be handwritten in a … Read more

Women Empowerment Quotes to Uplift Women of All Generations

The power of words knows no age or generation; they hold the potential to inspire, uplift, and empower people from all walks of life. These carefully curated words of wisdom remind women everywhere that our strength and resilience are universal, transcending generational divides and fostering a shared sense of unity and understanding. Delve into these … Read more