Embarking on a journey to master budgeting requires evidence-based strategies supported by research to manage your finances effectively and achieve your financial goals. Here are 12 research-backed tips, along with actionable steps to implement them, for mastering budgeting and maximizing your financial well-being: Set Clear Financial Goals Define specific, measurable financial goals that align with … Read more
So, you’re looking to kickstart your journey towards financial freedom. Well, you’re in luck because we’ve got just the guide for you. Achieving financial independence might seem like a lofty goal, but with the right steps and mindset, it’s totally doable. Let’s dive into these 17 steps that can help pave your way to financial … Read more
What is it like to feed a large family on a very tight budget? Here are some of my strategies. First, let me give you a bit of my background. I am the mama to four grown children, all born within two years of each other. I was a stay-at-home-mama in the late seventies and … Read more
Fall is when most of us are thinking about things like getting the kids back in school and planning Halloween costumes. However, it’s also the precursor to the holiday season, when expenses start to pop up, and the cost of presents quickly adds up. To help you prep for the holiday season and keep your … Read more
The leaves have started to change color, jack-o-lanterns have taken over all the neighbor’s patios, and pumpkin spice lattes are back on the Starbucks menu. Yes, the fall season is in full swing, so it’s time to bust out the sweaters and enjoy some fall fun. Speaking of fall fun, this is the ideal season … Read more
In this study, Mama Say What analyzed Google search data to see which US states showed the most interest in learning how to budget. Learning how to budget has become essential for Americans struggling with the cost of living crisis and the soaring rise of interest rates. Over 64,000 monthly searches are conducted by US … Read more
Saving money can be difficult, especially in tough economic times, when making it to the end of the month out of debt feels like an accomplishment. Thankfully, plenty of apps are designed to help you save your hard-earned cash (or even earn a little extra). Keep reading if you want to learn how to save … Read more
Have you ever thought about living a more frugal lifestyle but feared it would mean becoming a cheapskate? The truth is, there are many ways to save money and still maintain your sense of style and personal values. From learning what to do with discounts when they arise, finding creative cost-cutting solutions for home decorations, … Read more
Have you ever thought about living a more frugal lifestyle but feared it would mean becoming a cheapskate? The truth is, there are many ways to save money and still maintain your sense of style and personal values. From learning what to do with discounts when they arise, finding creative cost-cutting solutions for home decorations, … Read more
High inflation means higher food prices and making choices about which items are ‘must haves’ verses ‘nice to have’. This article from Wealth of Geeks goes into more detail. We are permitted to republish it here. Trips to the grocery store are making a challenging impact on families across the United States. Even just a … Read more
Nearly one in five families in the U.S. is considering a move in 2023. More than one in four have already moved or are considering moving before the end of 2022. Why? Affordability. Between inflation, rising interest rates, and the post-pandemic boom of remote work, for some, it simply doesn’t make sense to live in … Read more
This article on family outings was originally published on Wealth of Geeks, we were given permission to republish it here. Having fun has never been more expensive. A new study revealed that classic family outings – baseball games, movies, and theme parks – have become insurmountable costs. These pastimes passed on from generation to generation … Read more
Wealth of Geeks originally published this post on family budgeting apps. They gave us permission to republish the article here. Keeping your family’s finances stable this year can be challenging. Using a budgeting app is the ultimate hack to keep your family’s finances on track this year. There are a lot of budgeting apps on … Read more
Americans are exhausted, and they have every right to be. Between the war in Ukraine and our divisive political climate, Americans are feeling the effects of consecutive years of distress. As the pandemic enters a new year, the latest problem plaguing regular people is simple: they can’t afford groceries. Grocery shopping, which used to be … Read more
For most people, budgeting is hard. It takes time and forces you to dive deep into your spending habits – pulling your head out of the sand. Finding a way to make budgeting your money as easy as possible may give you the nudge you need to follow through and conquer adulting. Whether you earn … Read more
When it comes to building wealth and getting wealthy, our money habits have a profound effect. They literally control – sometimes unconsciously, how we operate each and every day. For example, our habits control when we go to bed and get up, the route we take on our commute to work, the path we follow … Read more
First comes love, then comes commitment, then comes financial partnership. Individuals who come into a relationship with solid money habits have an advantage, but to make love work, it’s essential to merge skills to maximize the most of dual incomes and hit shared goals and dreams. Financial planning can be a source of frustration and friction … Read more
Wealth of Geeks has permitted us to republish this article on some important financial lessons our grandparents can teach us. My grandmother is flying out to visit us for the holidays. Not every grandparent can afford to travel because they didn’t manage their money well in their younger years. Today’s cost of living crisis has … Read more
This excellent article discussed funding for college and how financial pros help families budget. It was originally published by Wealth of Geeks, and we received permission to republish it here. The cost of a college education has grown significantly in the past two decades. And with rising inflation taking its toll across every aspect of … Read more
If you are a breastfeeding mama like me, you know how timely to whip that boob out for your crying baby, even if you are on the move. For me, a nursing tank is one stable piece of clothing I can’t live without. It’s quick and easy to access and provides the most coverage of … Read more
This helpful article on low-spend family holidays was originally published by Wealth of Geeks. We were given permission to post the article here. The holidays are about spending time with family, celebrating the season, giving gifts, and indulging in delicious food and drink. But all that spending on get-togethers, events, and merriment adds up. Here … Read more
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