How To Create a Budget Binder in 2023 (Plus Free Templates)

Are you struggling to get your finances in order? Do you feel like something comes up and throws you off every time you get on top of your budget?

[{"selector":"#anim-33f01b8a-5d63-4dc4-8cb6-f04a27c1fa84","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-56cf8e8f-a244-4fe5-b52d-a18d5c4c631f","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Learn more

Unexpected bills can quickly derail your budget if you’re not prepared.

[{"selector":"#anim-37d43eff-c21d-4bce-b221-017093046a68","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-871d4b6e-0a81-44b8-88b4-166af63dbd1a","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Learn more

If you’re looking for a way to take control of your finances and get your budget on track, now is the time to create a budget binder.

[{"selector":"#anim-14b7f48a-558d-400c-b4e8-84686b1434ff","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-15e5a64f-d52a-4eca-a592-4b68f8f4a1b6","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Learn more

What is a Budget Binder?

[{"selector":"#anim-98b42759-692a-437a-a95c-59de34aacdfc","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-7d878bec-7de9-4cd7-b286-bb74798432c3","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-734061b4-f791-4ff6-ae88-63603e53c6e2 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-31.249999886225726%, 0, 0) translate(0%, 0%) scale(1)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] Learn more

A budget binder is a great way to keep all of your financial information in one place.

[{"selector":"#anim-e968cb1a-6256-46c1-bc1e-f13ce4f3f465","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8a01738c-4012-4720-a80a-9d2aa214a377","keyframes":{"transform":["translate3d(0px, 177.77780%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2f9ddbad-edb6-437c-b006-a32fa155a89a","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a57acedb-7fd7-481e-aa59-1096c4bd019a","keyframes":{"transform":["translate3d(0px, 282.61314%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Learn more

The binder includes your income, debts, medical costs, and anything else that impacts your financial status.

[{"selector":"#anim-31a8e82c-f239-4196-8d11-96c9c26ed46a","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6e2f767b-6568-4279-a559-6055483f3824","keyframes":{"transform":["translate3d(0px, 177.77780%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a6e5c30c-4ce3-4811-a1ba-d270ad43e7df","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3ae05a2a-98ed-4d15-8e7a-27e031e0383b","keyframes":{"transform":["translate3d(0px, 241.76810%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Learn more

How To Use a Budget Binder

[{"selector":"#anim-69a224a1-3f5f-4b8f-ae03-f136db21ccce [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-45.94064745909899%, 0, 0) translate(14.028776978417268%, 13.920314995779243%) scale(0.7194244604316546)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-bef520d5-7c4f-4074-9dcb-8730ff1da3a9","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-7736bca0-7362-49b0-9c89-df08b53e37b1","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Learn more

By organizing your financial life in your budget binder, you can decide how to use your resources best and ensure that you live within your means.

[{"selector":"#anim-a740d9f2-19c3-424c-9930-ac5031dd9395","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-445899ce-9431-4a7f-9660-8c03e0da378b","keyframes":{"transform":["translate3d(0px, 169.96745%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d1daa2bc-dcf2-40cd-be67-7712f47be3fc","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f730b214-7cc4-4929-ac47-19698e55ca04","keyframes":{"transform":["translate3d(0px, 220.61581%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Learn more

Here are some tips to help you get started using your budget binder:

[{"selector":"#anim-cc74b881-c33a-4f0e-b7ff-1c2e1b4f944a [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-47.375345381745525%, 0, 0) translate(0%, 0%) scale(1)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-0debae85-bc03-4200-8397-be0307e87abd","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-6e9684b2-328d-468e-bb14-744f1f430e2e","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Learn more

Set Goals Setting goals is the first and most significant step in creating a budget binder.

[{"selector":"#anim-1b50641c-1fcb-4083-a7c1-de83f43eeff4","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d50c8cd5-6e70-4d28-8b7f-09f084626aa2","keyframes":{"transform":["translate3d(0px, 169.96745%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5bb95a8e-4061-4924-ab2c-8b65fc9393bf","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-482c061c-0e79-4ca8-9422-86376d685953","keyframes":{"transform":["translate3d(0px, 259.28633%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Learn more

Whether your goal is to save for a down payment on a house or get out of debt, setting specific goals will help you stay on track.

[{"selector":"#anim-fc65893c-b77f-4286-ae83-fde86476294d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1404da48-c33d-4b3c-b6ba-3d1a204dbab4","keyframes":{"transform":["translate3d(0px, 179.54310%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d56a136b-ae80-4022-a01c-f0bd175a6197","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bfdb0e17-eb5b-4aec-8def-998e5ca8ec1c","keyframes":{"transform":["translate3d(0px, 251.98707%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Learn more

Swipe up now to read the full post!

[{"selector":"#anim-acccaf19-b93f-46a1-95ee-ceb328bd95eb","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] Learn more